Singapore Club in Australia Advice: Buying a Car in Sydney Part 2 (Buying Car)

Singapore Club in Australia Advice: Buying a Car in Sydney Part 2 (Buying Car)

After reading our part one:
http://singaporeclubau.blogspot.com.au/2012/04/singapore-club-in-australia-advice.html

So you have decided to get the car of your choice.. here's part 2!!

So you have choose the car.. remember our previous advice:

• Make sure that the car is registered in the STATE that you are buying. Do not buy interstate cars.
• Do not buy the car if it's not registered even if it's velly cheap and seller say easy to register
• Make sure that the car has long "rego" or registration so that you no need to pay registration 1 or 2 weeks after buying the car.
• Check for "Australian Compliance plate", usually installed under the bonnet in additional to manufacturer's plate.

Buying 2nd Car in Sydney is really very easy 

For private sale, once you paid the seller, he will need to give you his "rego" papers, you will need to fill it in and go to your nearest RTA office to pay these fees. 

For buying from dealer, they will give you the rego papers and a pink slip.

Some examples of RTA office location are here:

http://www.rta.nsw.gov.au/motorregistries/2000_popup.html

You will need to pay:

• Transfer Fee ~About $50 or 60??? (i think)
• Stamp Duty ~About 5% or 10% of your purchase value  (estimate only check link below)
• Late fees if you are late

Read more about it here:

http://www.rta.nsw.gov.au/registration/regotransfer/index.html

When you transfer the car to your name, you also transfer the CTP insurance to your name, this is for personal liability damage and compulsary. 

Transferring and Compulsory Third Party (CTP) insurance

A vehicle's existing CTP insurance will be automatically transferred when the registration is transferred. You don't need to do anything about CTP insurance until the registration is due for renewal.

You will still need to get your own car insurance to insure your car eg the normal 3rd Party or comprehensive insurance just like when you own a car in sg.

Before  you got your car transfered to your name, it's better to get the vehicle details, eg, Registration or Car plate number, VIN number and engine number, all these information are found on the "rego" papers.

You will need this information to:

Check the PPSR register

To ensure car is not stolen property in NSW.. check this Personal Property Securities Register  first: http://www.ppsr.gov.au/Pages/ppsr.aspx

And buy your own Car insurance.(3rd party or comprehensive) to insure yourself against claim by other car owners etc.

Here are several links to get your car insurance, please go online and get a quote form them to know the price.

From our experience, the cheapest is Coles insurance

http://www.colesinsurance.com.au/car-insurance

You can try others too (you use google search la maybe can find more!)

http://www.aami.com.au/

http://www.qbe.com.au/Insurance.html

http://www.nrma.com.au/car-insurance/index.shtml

Most car insurance have 14 day free trial period. so better insure first, then find the cheapest!

Also it's good to have roadside assistance:

Roadside assistance, handy if you driving old car

http://www.mynrma.com.au/join/roadside-assistance.htm

Just go to NRMA la if other dealers offer u other brands of roadside assistance, dun take it la, got ppl take say no good, call for tow truck say dun have, say tell them  leave the car at the roadside but NRMA very good come within 30mins!

********************************************************************************

Renewing your rego if your registration going to expire, about 1 or 2 mth before the RTA will send you a renewal notice.. you will need to...

Minimum

• Pay Registration Fee ~$200-$300
• Pay CTP "Green slip" (depends on your age) ~$400 - $600
• Send your car for rego check / inspection and pay for "pink slip" ~$30

Optional

• Pay your comprehensive /3rd party insurance when necessary (variable amount, depends on your age, please get a free quote from the links above to know more)

When we say optional is really optional, so if u no buy insurance then langa with merceedes, then how? you pay yourself!

Good to have

Roadside assistance, handy if you driving old car

http://www.mynrma.com.au/join/roadside-assistance.htm

What does the Rego check do?

Very simple, just simple check , roadworthy check, nothing mechanical , doesn't check very detailed thing!

Something like:

Check all your lights are working

Check if you tire not botak

Check if your wiper/water spray is working

Do a road test and brake test to see if your brake is working

****************************************************************************

So that's about it, remember to take good care of your car when u buy it ok? 

• Change engine oil every 6mths or 10,000km (mineral oil also ok!)
• Do not use engine flush
• Change tyre when it's botak
• If dunno the history, flush at least the coolant and if possible all the liquid inside the car at least once during your ownership!
• Don't just turn up at any workshop, ask for recommendations, else they just chop u
• If you feel that something is wrong with your car, faster fix it before it go worse!
• Do not pump e10 unleaded petrol if your car does not support it!

When going to car workshop their usual market rate labour charge is $90/hr!! 

Hope that this can help you in your car ownership in Sydney..  any questions or any thing that I have missed out please feel free to add...

Rego label (past on your wind screen)

Rego certificate keep till u selling your car u will need it